Marginal propensity to consume and savings from a microeconomic perspective
The objective of this article called “Marginal propensity to consume and save from a microeconomic perspective” was to estimate the marginal propensity to consume and save, by the workers of the JMC company, during the period from 2021 – 2022, to from their income and consumption. The research had a...
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| Lenguaje: | español |
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Universidad Francisco de Paula Santander
2024
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| Acceso en línea: | https://revistas.ufps.edu.co/index.php/profundidad/article/view/4650 |
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| author | Muñoz - Medrano, Janira Francisca Brenes González, Humberto Antonio |
| author_browse | Brenes González, Humberto Antonio Muñoz - Medrano, Janira Francisca |
| author_facet | Muñoz - Medrano, Janira Francisca Brenes González, Humberto Antonio |
| author_sort | Muñoz - Medrano, Janira Francisca |
| collection | DSPACE IDEP |
| description | The objective of this article called “Marginal propensity to consume and save from a microeconomic perspective” was to estimate the marginal propensity to consume and save, by the workers of the JMC company, during the period from 2021 – 2022, to from their income and consumption.
The research had a quantitative, non-experimental, correlational and cross-sectional approach. The methodology used to estimate the marginal propensity to consume was under a linear regression model, with Consumption (C) being the dependent variable and Income (I) being the independent variable.
The coefficients of the constant and the slope (which represents the marginal propensity to consume) were estimated manually using Cramer's method of determinants. In turn, the estimates of the aforementioned coefficients were carried out using the programming language with a statistical approach R-Studio and the Office program Microsoft Excel. The marginal propensity to save was obtained by the difference of one minus the estimated coefficient of the marginal propensity to consume.
The results showed a strong correlation between the variables under study (97.32%), as well as a high degree of explanation that income has on the level of consumption (94.71%), in addition, it was estimated that the marginal propensity to consume the workers of the JMC company which was (0.8427), with the savings being (0.1573). |
| first_indexed | 2026-06-19T15:28:40Z |
| format | Online |
| id | oai:revistas.ufps.edu.co:article-4650 |
| institution | IDEP |
| language | spa |
| last_indexed | 2026-06-19T15:28:40Z |
| publishDate | 2024 |
| publishDateRange | 2024 |
| publishDateSort | 2024 |
| publisher | Universidad Francisco de Paula Santander |
| publisherStr | Universidad Francisco de Paula Santander |
| record_format | ojs |
| spelling | oai:revistas.ufps.edu.co:article-46502024-09-13T13:34:48Z Marginal propensity to consume and savings from a microeconomic perspective Propensión marginal al consumo y ahorro desde una perspectiva microeconómica Muñoz - Medrano, Janira Francisca Brenes González, Humberto Antonio Propensión consumo ahorro ingresos gastos Propensity consumption savings income expenses The objective of this article called “Marginal propensity to consume and save from a microeconomic perspective” was to estimate the marginal propensity to consume and save, by the workers of the JMC company, during the period from 2021 – 2022, to from their income and consumption. The research had a quantitative, non-experimental, correlational and cross-sectional approach. The methodology used to estimate the marginal propensity to consume was under a linear regression model, with Consumption (C) being the dependent variable and Income (I) being the independent variable. The coefficients of the constant and the slope (which represents the marginal propensity to consume) were estimated manually using Cramer's method of determinants. In turn, the estimates of the aforementioned coefficients were carried out using the programming language with a statistical approach R-Studio and the Office program Microsoft Excel. The marginal propensity to save was obtained by the difference of one minus the estimated coefficient of the marginal propensity to consume. The results showed a strong correlation between the variables under study (97.32%), as well as a high degree of explanation that income has on the level of consumption (94.71%), in addition, it was estimated that the marginal propensity to consume the workers of the JMC company which was (0.8427), with the savings being (0.1573). El presente artículo denominado “Propensión marginal al consumo y ahorro desde una perspectiva microeconómica”, tuvo como objetivo estimar la propensión marginal al consumo y al ahorro, por parte de los trabajadores de la empresa JMC, durante el período comprendido de 2021 – 2022, a partir del ingreso y el consumo de los mismos. La investigación tuvo un enfoque cuantitativo, de tipo no experimental, correlacional y de corte transversal. La metodología utilizada para estimar la propensión marginal al consumo fue bajo un modelo de regresión lineal, siendo el Consumo (C) la variable dependiente y el Ingreso (I) la variable independiente. Los coeficientes de la constante y de la pendiente (la cual representa la propensión marginal al consumo) fueron estimados de forma manual mediante el uso del método de los determinantes de Cramer. A su vez, se procedió a realizar las estimaciones de los coeficientes mencionados, mediante el lenguaje de programación con enfoque estadístico R-Studio y el programa de Office Microsoft Excel. La propensión marginal al ahorro, se obtuvo mediante la diferencia de uno menos el coeficiente estimado de la propensión marginal al consumo. Los resultados mostraron una fuerte correlación entre las variables en estudio (97.32%), así como también, un alto grado de explicación que tienen los ingresos sobre el nivel de consumo (94.71%), además, se estimó que la propensión marginal al consumo de los trabajadores de la empresa JMC que, fue de (0.8427), siendo la del ahorro de (0.1573). Universidad Francisco de Paula Santander 2024-07-01 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf text/html text/xml https://revistas.ufps.edu.co/index.php/profundidad/article/view/4650 10.22463/24221783.4650 Revista Científica Profundidad Construyendo Futuro; Vol. 21 No. 21 (2024): Julio-Diciembre; 25-38 Revista Científica Profundidad Construyendo Futuro; Vol. 21 Núm. 21 (2024): Julio-Diciembre; 25-38 2422-2518 spa https://revistas.ufps.edu.co/index.php/profundidad/article/view/4650/5876 https://revistas.ufps.edu.co/index.php/profundidad/article/view/4650/5890 https://revistas.ufps.edu.co/index.php/profundidad/article/view/4650/5884 /*ref*/Aibar Ortíz, M. J. (2013). Finanzas personales: planificación, control y gestión. Ministerio de Educación y Formación Profesional de España. doi:E-ISBN: 9788436954364 /*ref*/Brenes González, H. A. (2018). 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(2020). Qué haces con tu dinero? Mejora tus finanzas personales. Instituto Mexicano de Contadores Públicos. /*ref*/Mankiw, N. G., & Rabasco, M. E. (2014). Macroeconomía (Octava ed.). Barcelona , España: Antoni Bosch Editor. /*ref*/Moo Canul, M. D., Arroyo Arcos, L., Segrado Pavón, R. G., & Estrella Carrillo, C. A. (2016). Estimación de la Propensión Marginal al Consumo del visitante de cruceros en Cozumel. El periplo sustentable [online], 106-126. doi:ISSN 1870-9036 /*ref*/Parra Rodriguez, F. J. (s.f.). Propension marginal al consumo de los hogares de Mexico. España: Universidad de Cantabria (UNICAN), España. /*ref*/Rodriguez Sena, E., Steven Roa, D., & Peng Dominguez, M.-L. (2023). Propensión marginal a ahorrar de funcionarios en Ciudad del Este en 2022. Desarrollo regional (Encarnación). /*ref*/Rodríguez-Granados, E. J., Urriolagoitia-Sosa, G., Martínez-Reyes, J., Romero-Ángeles, B., Urriolagoitia-Calderón, G. M., & Rojas-Castrejon, Y. Y. (2020). Finanzas Personales e Inversiones en México. Congreso Internacional de Investigacion Academia Journals, 12(8), 2229–2235. /*ref*/Rojas López , M. D. (2018). Finanzas personales Cultura financiera. Bogotá, Colombia: Ediciones de la U. Vargas Velásquez, G. G. (11 de Junio de 2013). Propensión Marginal al Consumo para Colombia. Universidad Distrital Francisco José de Caldas. Derechos de autor 2024 Universidad Francisco de Paula Santander https://creativecommons.org/licenses/by-nc/4.0 |
| spellingShingle | Propensión consumo ahorro ingresos gastos Propensity consumption savings income expenses Muñoz - Medrano, Janira Francisca Brenes González, Humberto Antonio Marginal propensity to consume and savings from a microeconomic perspective |
| title | Marginal propensity to consume and savings from a microeconomic perspective |
| title_alt | Propensión marginal al consumo y ahorro desde una perspectiva microeconómica |
| title_full | Marginal propensity to consume and savings from a microeconomic perspective |
| title_fullStr | Marginal propensity to consume and savings from a microeconomic perspective |
| title_full_unstemmed | Marginal propensity to consume and savings from a microeconomic perspective |
| title_short | Marginal propensity to consume and savings from a microeconomic perspective |
| title_sort | marginal propensity to consume and savings from a microeconomic perspective |
| topic | Propensión consumo ahorro ingresos gastos Propensity consumption savings income expenses |
| topic_facet | Propensión consumo ahorro ingresos gastos Propensity consumption savings income expenses |
| url | https://revistas.ufps.edu.co/index.php/profundidad/article/view/4650 |
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